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Privacy Policy


We may search the files of credit reference agencies which will keep a record of that search. We may also carry out identity and anti-fraud checks with fraud prevention agencies. If You give false or inaccurate information to us and We suspect fraud, We will record this. Details of how You conduct your account may also be disclosed to those agencies. The information may be used by us and other parties in assessing applications for and making decisions about credit, credit related services and insurance (including motor, household credit, life and other insurances and claims) from You and members of your household and for debt tracing, debt recovery, credit management and crime, fraud and money laundering detection and prevention. Information may be used by us and other parties for checking Your identity, statistical analysis about credit, insurance, fraud and to manage Your account and insurance policies. We may also perform subsequent searches for the purpose of risk assessment, debt collection and fraud prevention with one or more credit reference agencies and/or fraud prevention agencies whilst You retain a financial obligation to us.

You authorise us to use and disclose, in the UK and abroad, information about You and use of the Services and how You conducts Your account for the purposes of operating Your account and providing You with the Services or as required under law to our associated companies, partners or agents, any debt collection agency or credit reference agency and fraud prevention agency and other users of these agencies who may use this information for the same purpose as us. You agree to this information being used by us for credit control purposes and fraud and crime detection and prevention. You can obtain further details from public registration held by the Information Commissioner. If You wish to have details of the credit reference or the fraud prevention agencies from whom We obtain and with whom We record information about You or receive a copy (We may charge a fee) of the information We hold about You, please contact us by writing to the Data Controller at Martin Dawes Limited, Martin Dawes House, Europa Boulevard, Westbrook, Warrington, WA5 7WH.

16.3 You also agree to the information described in paragraph 16 being used, analysed and assessed by us and the other parties identified in paragraph 16 and selected third parties for marketing purposes including amongst other things to identify and offer You by phone, post, SIM Card, e-mail or other means, any further products, services and offers which We think might interest You. If You do not wish Your details to be used for marketing purposes, please write to The Data Controller, Martin Dawes Limited, Martin Dawes House, Europa Boulevard, Westbrook, Warrington WA5 7WH.

© Harris of Saltcoats 2006